I’d love your input on whether this deal could appeal to investors and how best to structure it.Property Details:Worth: ~$300,000HOA: $273/month, Taxes/Insurance: ~$170/monthCurrent Rent: $1,880/month (long-term); next tenant advertised at $1,950/month.Mid-term rental potential: ~$2,400/month (I haven’t tried this, but it’s my estimate).My Financing Idea:Large down payment: ~$125,000 (This is my priority to reinvest elsewhere).Seller-financed balance: ~$175,000 at 4.25% for 30 years.Buyers take over taxes, insurance, and HOA.Questions:1.

If you're located in WI, check out Premier Point Realty and Homestead Realty....both offer the licensing course at a discount and some of the lowest fees/commission splits in our local market.

It took about 8months pre Covid-19.How does the insurance work if your not the owner,  a well versed company who has experience in buying non performing loans, and you hold interest in the property everyone knows it can be insured.

Do you not have insurance?

In my home market of Florida, our insurance rates have made it much harder to have positive cash flow on a CRE deal.

SW MN is hard to find Landlord Insurance, all local insurance companies say thy quote you landlord insurance, but they realy quote you general home owners insurance.

Quote from @Paul Zofsak: Russell, what's the advantage of filing on my insurance if the HOA is liable?  

The trust holds the insurance for the property with seller and beneficiary as additional insureds.5.

Many insurance companies do not allow adding a landlord as additional insured.  

Wind is one of the subtle items that Insurance companies are starting to exclude.