Regulations in Nashville allow owner occupied STRs if you are truly an owner occupant.

For example in many jurisdictions I can STR units in a duplex but cannot STR an ADU (some jurisdictions will let you STR if you owner occupy).

If my spouse wasn’t opposed to moving I would try to buy a new house hack every 12-15 months and use low down payment owner occupied loans for as long as it made sense.

Hello, looking to get into my first house hack in Chicagoland area. I came across a 2-flat with a basement that has been converted into garden unit with 3 bedrooms and kitchen and bath. My realtor found the city build...

The problem is that they've all been fully occupied. 

Well I have seen this come into play - I had someone who has a note in florida that was a non-owner occupied loan and the lender claims the borrower failed to make payments on this and attempted to record the deed in lieu.

I was even able to travel to a country I always dreamed of traveling to since I was a child whilst maintaining my airbnb from across the world (Japan). 

Very different than the way you are construing the situation as having to occupy the property forever. 7.

Quote from @Shaheen Ahmed: Why are property taxes are double or triple on rentals than owner occupied?

Occupied with inherited tenants or vacant?