The response wasn't signed Brian and neither have his numerous other emails in the past year.

People mentioning that they put their life savings in something in hopes of a better future is gambling.

At that point things are more of a gamble. 

They cannot arbitrarily make wild gambles because they feel like it - they have to operate within established risk parameters that are approved by several regulatory bodies and internal controls.

That's a gamble.

May your bookings be as plentiful as you wish, your guests be low-maintenance, thoughtful, and honest, and your positive reviews numerous.

You've made numerous false statements about how financing works.

Two reputable termite treatment companies have recommended that my townhouse and all the others in our row of 6 townhouses need to be fumigated together.The management company and the HOA board of directors have been aware of the termite infestation in numerous townhouses in the community for some months.

These have ACH collection systems build in along with numerous other benefits to make your life easier. 

Sometimes it's ambiguous, but even then, why should I bother with the company that has numerous unresolved lawsuits, versus another company that is virtually the same but has none.