We've had to so developments where neither service was available and we needed to do wells and septics. 

My piece of advice would be to try to take advantage of as much free education as possible with podcasts, forums like these, YouTube, and other real estate investors.

Quote from @Brandi Jefferson: Hi Jaycee,Tampa doesn't have much inventory on MF, so I'm starting my research outside my market, and learning what I would need to make that happen, since house hacking is likely not an option.

This may be needed to protect you from claims later.4.

You can find almost everything you will need online for free.

I need a lender.

This is my first rental and everything is taking much longer than anticipated.

How much risk do you (not) want to take? 

Applying a value add strategies can get you to much much more equity rather quickly.

Much cheaper to keep it nice and cool.