And thanks for the input on getting the loans.

Was the reason due to input errors or general methodology used?  

I guess one should always consider that the rate is always based on FULL loss and FULL replacement, so I guess there's no harm in asking, though your results may not be as advantageous as a layman might consider.Thanks all for your input. 

Thanks for everyone's input.

@Alecia Loveless Thanks for your input. 

We have modified many seller financed notes over the years (with input from the servicer and a qualified attorney as mentioned by others). 

I'd love anyone's input!

I have zero interest in becoming a LL.

My understanding of Avalara is I still need to input the info so it would take 10-15 minutes to do.

And this is why I'm trying to take the necessary steps to correct this poor behavior and joining this platform to get some input/knowledge/guidance/advice.