This would leave 1 unit without a garage but I STR that anyways. 

I already make a living out of real estate and I'm not planning on ever leaving this space, I'm here to stay. 

Not only does it make the property look poorly managed, it's a great way to crack your main sewer line and leave you with a hefty plumbing bill.

If you really don't want the stock account any more and are willing to take the tax hit, why not just sell it and leave the cash in your account? 

Some hard money lenders lend at pretty high LTVs, leaving little equity buffer to protect your principal.

As we all know, the standard way BP says to calculate cash flow actually leads investors away form long-term opportunity and leaves a lot of investors on the sidelines because they don't understand IRR and the multi layered dynamics of investing long-term.  

As others hinted 20K does not leave you a lot of room and would narrow down what strategy you can use.

Looking to hire a professional to help with my taxes this year, i've always done them myself but fear I'm leaving money on the table.

Consider the opportunity to add bedrooms in the home and try to rent out each room when you leave - being in a desirable area, you could average $900/room.

You might as well start now in case they suddenly bring up the 3-6-12 months notice required to leave them.