However, many sellers will not accept an offer subject to an appraisal. 

Quote from @Patricio Acosta: I finally found the perfect flip in Coronado, San Diego—the agent hasn’t received any offers, the listing price is reasonable, and the home has huge potential.

Just like the asking price, just because the owner suggests one interest rate or term doesn't mean you can't offer something different. 

I may specialize in VA loans, but I also offer a range a conventional, FHA, USDA and commercial lending options. 

For example, the insurance company offers you $100k.

We stay in contact with this agent and I guess she made a couple of verbal offers for us after the agreement had expired. 

Does any lenders offer these DSCR loan terms?

As for offering subject-to financing, this is something that can be advertised under 'seller financing' in our local MLS, and there's investors that search specifically for listings with that marked, so that should introduce your property to a new set of buyers that may not have considered it before.

They're the kind of pros who can dig into your plan, give it a good shake, and offer smart advice on everything from portfolio strategies to tax stuff.Sounds like it could be a game changer for you, right?

This group is an incredible collection of midterm rental hosts who support one another by offering advice and suggestions, being a sounding board for each other, offering mentorship and collaboration opportunities and share our respective networks.