I'm not able to interpret that text in the way you guys have. 

Interesting how different jurisdictions interpret individual rights. 

Note: this is not legal advice but an interpretation as an HOA manager for more than 20 years before becoming a Realtor. 

I'm on the NARPM site, but how can I interpret the search results?

I wanted to ideally use a minimum credit score cut off for tenants since that's something I'm familiar with and know how to interpret, so I'm wondering if you all do the same and if so, what screening service do you use that gives you tenants' actual credit score?

I just remember thinking that the Rochester inspectors seemed a little too strict, interpreting every rule as harshly as possible.

“Blue State landlords are using the Govt to strongarm the tenants to make more money…”I interpreted that you thought LL were pushing the politicians into these laws.  

Surely there be some attorneys or title issuers with this interpretation?  

Again, i might be wrong but I've done my fair share of transactions across dozens of states (NY included) and a seller concession has always been interpreted as a seller's contribution to the buyers closing costs or principal purchase amount. 

Like other posters have mentioned - it will likely vary by lender - but generally most states will be OK with either Individual or LLC but there are a handful of states that due to various regulatory interpretations will require a LLC (or require a LLC to have prepayment penalties on the loan structure) Borrower = Individual or Entity AL, AK, AR, AZ, CA, CO, CT, DE, DC, HI, ID, IL, IN, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, NE, NH, NJ, NM, NY, NC, OH, OK, OR, PA, SC, SD, TN, TX, UT, VT, WA, WV, WI, WY Borrower = Entity only GA, FL, IA, MT, RI, VA (1-4 Units) Prepayment Allowed Vested Entities Only IL, NJ