I was advised people if you have 25 or $30,000 put it in a deal and learn from there but don't give it to a guru. 

I'm seeking to be in an environment with like minded individuals to learn and network to grow my portfolio and eventually network to collaborate on larger deals once I have a better understanding of the commercial side. 

Sorry to hear so many people got caught up in this mess.

Really depends on your goals and individual situation.

If yes, then the other partners can just do a JV agreement internally which you can record at closing that allows you to still “partner” up on it but allowing the lender to still be protected if anything goes wrong with the deal or people borrowing. 

So if you see a foreclosure, it's not a typical thing, and the people involved are not typical. 

And it's because of us, people at large.

I am a single individual, no dependents, only live and work in PA.

.- The variety of financing products available as individual tenant in common loans remains limited, and the terms are generally less favorable than either apartment building loans or condominium loans.

I have a referral I can send you, I recommend going with an individual with experience in co living rather than a traditional company who doesn't really understand the model.