In addition, if the Insured and/or his attorney inadvertently impairs the insurer's ability to resolve the situation coverage may likewise be reduced.You're right though, ultimately this may be an escrow problem and the underwriter will probably address the situation with its agent, but the underwriter deserves the right and probably has the obligation, to take the lead. 

Your welcome, Basically, a cloud on title is any document, claim, unreleased lien, or encumbrance that might invalidate or impair a title to real property or make the title doubtful.

Now their are times when you may want to provide for a child beyond your life, if they are mentally or physically impaired, but that is not what people are usually talking about. 

I had a meningitis incident while in the hospital, which now impairs me physically/balance. 

Of course the multiple moratoria have impaired the seller (and thus the buyer also) rights to enforcement of leases.

If they do you are taking advantage of someone old or impaired and you will get yourself in lot's of trouble not even considering the ethics involved.

So if you are in a case where you have to sell or refinance, your property value won't be impaired.

If there's an impaired to title transfer, I'd fix it within the scope of the note and payment for her equity.

Acquisitions $250K to $999K, 8+ units, second tier markets (NC primarily for me), correctable impairments (management issues, primarily) THAT'S where I'm seeing the biggest bang for the buck.

Does anyone know of any gov't paid rental programs (not Section 8) where I can provide all inclusive rentals to special needs individuals (hearing impaired, blind, etc) or vets and rent these single family homes by the room to these individuals.