I live in MN and fully trusted my original realtor when he said it was a great area and I bought right after the hurricane so every corner had garbage and debris waiting for city pick up, now a year removed, it's much clearer that my neighbors are not interested in cleaning up their properties as other areas are now. 

I'd also install 1) can lights in the kitchen, 2) under cabinet strip lighting, and 3) a push-button for the garbage disposal.

Additionally, she left a dozen large garbage bags in the apartment and abandoned furniture and a mattress on the street.

It's really aggravating because they did NOTHING when the former owner let the garbage pile up in the park, had leaking sewage in the park or the water was turned off for 4 months. 

The problem isn’t the list, the problem is “garbage in, garbage out.”  

If you don't have it you can call your insurance company and ask them to email you the declarations pageRecent Mortgage Statement:2 Different Utility Bills: Gas, Electric, Cell Phone Bill, Cable, Garbage, any two utility bills.Copy of Mortgage Note all pages: Was included in your closing documents when you purchased the home.

If you don't have it you can call your insurance company and ask them to email you the declarations pageRecent Mortgage Statement:2 Different Utility Bills: Gas, Electric, Cell Phone Bill, Cable, Garbage, any two utility bills.Copy of Mortgage Note all pages: Was included in your closing documents when you purchased the home.

Most of it is incomplete and unworkable garbage.

Purchase price: $60,500 Cash invested: $40,000 Sale price: $205,000 Hoarder house foreclosure. 150 contractor bags, and a couple rollaways of garbage later we could start the demo.

That might be garbage, sewer, or even water or electric.