.🔹 Example in Action:Rental income: $9,000PITI: $9,500 → DSCR <1 (not qualifying)Using $63,000 in assets → Adds $1,045 in incomeNew DSCR >1 → Higher LTV (80% instead of 75%)🔹 Why This Matters:✅ Helps investors qualify for better financing✅ Increases borrowing power and flexibility✅ Allows you to scale your portfolio fasterUnderstanding financing tools like this can be a game-changer for investors looking to maximize opportunities.

Removing all skills from the equation, if you don't take a break from participating as a real estate investor in some way each day, you will stay far ahead of everyone else who keeps subbing themselves out and then asking to get back in when the game is already out of reach.

That drive is what sets apart winners in this game. 

I gravitate towards "red states" given the landlord-friendly laws and relative ease of evictions, which unfortunately are unavoidable in the buy and hold game.

If you are good with your numbers, you're already ahead of the game.  

Baselane has been a game-changer for me, saving a significant amount of time compared to manually tracking everything in Google Sheets.

If you are looking at a 300 unit apartment complex with a $100mm purchase price, then typically you want large, diverse economic, growing cities.If you are buying an Airbnb, well this is a marketing game. 

It’s a get rich slow game, but if you can be patient and give yourself 5-10 years investing in RE, you’ll be set.

There's a monthly cash flow 101 game in Bloomington through MN REIA.

Despite if it works and or what anyone says... arbitrage will always  have a special place in my heart since it was what got me started in this RE game.