.🔹 Example in Action:Rental income: $9,000PITI: $9,500 → DSCR <1 (not qualifying)Using $63,000 in assets → Adds $1,045 in incomeNew DSCR >1 → Higher LTV (80% instead of 75%)🔹 Why This Matters:✅ Helps investors qualify for better financing✅ Increases borrowing power and flexibility✅ Allows you to scale your portfolio fasterUnderstanding financing tools like this can be a game-changer for investors looking to maximize opportunities.

If you are good with your numbers, you're already ahead of the game.  

Baselane has been a game-changer for me, saving a significant amount of time compared to manually tracking everything in Google Sheets.

That drive is what sets apart winners in this game. 

I gravitate towards "red states" given the landlord-friendly laws and relative ease of evictions, which unfortunately are unavoidable in the buy and hold game.

If you are looking at a 300 unit apartment complex with a $100mm purchase price, then typically you want large, diverse economic, growing cities.If you are buying an Airbnb, well this is a marketing game. 

It’s a get rich slow game, but if you can be patient and give yourself 5-10 years investing in RE, you’ll be set.

There's a monthly cash flow 101 game in Bloomington through MN REIA.

Despite if it works and or what anyone says... arbitrage will always  have a special place in my heart since it was what got me started in this RE game. 

The Private Equity and Institutional investor is playing the ADU game - I’m working with them.