I want to make sure I'm not missing something.I can withdraw penalty free from prior Roth contributions and 5+ year old conversions, an inherited tradtional IRA, an HSA with prior medical receipts, among several other options.

I'm living off of cash reserves and burning through it - there is a well dry date looming on the horizon.

Feel free to reach out if you need a brain to pick.

While Treasuries are often viewed as "risk-free" investments, certain real estate deals in today’s market offer a compelling alternative—especially when purchased at a deep discount.Take, for example, a 1,000+ unit apartment complex in a suburb near Michigan.

What's left after all that is your cash flow.Collecting cash flow to spend is an amateur play.

I’m in Ohio, so I can purchase a property with $40k cash out, invest $10k in repairs, and rent for a couple hundred above the monthly operating costs.

If you need more guidance, feel free to DM me, and I’ll help point you in the right direction!

If you need an option that isn't as document heavy, a DSCR cash-out might be a viable option if it's an investment property.

Sell the house you are in now and take that money tax free (if you've lived in it for 2 out of the last 5 years.2.

Once identified, we negotiated favorable terms by emphasizing a fast and hassle-free closing.