Quote from @Jacob Molina: Okay, so with that 3-2-1 would the final year of that or end of that the rate be fixed or could it go up any higher?  

Once I have fixed it up and rented it out, I can make seller finance payments to her.

I personally would fix the 3 windows and maybe consider cutting the rent a little more to gather more interest. 

Quote from @Christian Solis: What business entity should I should I structure my fix and flip business and what are some tips I should should keep in mind so me and my partner are protected ?  

Fix-and-flips and new builds are always exciting!

I have never been disappointed and have actually thought he pays an extreme amount of attention to my needs for the price he charges.

I'd estimate that there are less than 1,000 legitimate, or "professional" wholesalers, in the United States of America, as defined by individuals who make $100K flipping contracts, and collecting assignment fees, in any form, and who have made that amount of income more than 3 years in a row.

If the rental income doesn’t sufficiently cover the debt payments by their standards, they’ll limit the loan amount, even if the property is worth more.You could try a few alternatives:•Look for lenders who specialize in commercial real estate and have more flexible DSCR requirements.

One great thing about fix and flip loans is that there is no early payoff penalty, so the original lender's commission is not at risk!

They quoted me a great rate also said I could close in a short amount of time.