Stessa is a great option, but Baselane is my current personal favorite, partly because it doesn't require that you use a special bank account for rent collection like Stessa does. 

That’s a problem if trying to enforce a security position as a lender or Noteholder.You may gain control but economics will dictate structuring a deal to pay the problem spouse something as a “lovely parting gift.” 

I think we will see an extension of the unified estate/gift tax credit set to expire 12/31/2025.

What is everyone's favorite form of creative financing (seller finance, subto, etc..) ?

However, prop 13 is a gift to long holds, my interest rates are high 2s or in the 3s, and everything was financed (cashed out) between Dec 2020 and Dec 2021 (when the government tells you they are going to raise interest rates, it is generally a good idea to believe them).

My favorite was actually just 1.5” galvy tico nails with a palm nailer.

Very nice people and always brought us gifts :)As a home builder ( small time 20 or so a year) I look at my sub base and if I start at survey and work through the house here is the demographic..

It’s an interest free loan but it’s not a gift unless you die in less than 27 years while still owning it or it’s 1031 exchanged property. 

My favorite thing you mentioned is hiring to scale the house flipping model.

LLC are favorite protection instruments of course and ideally per property and state specific.