You may see some zip codes missing -- this is because Zillow didn’t have data on them in their public dataset I used.If you’d like to enlarge the image, you can open it in a new tab.

I'm also willing to experiment with different techniques. 

The company my family is using notified me they opened their product up to investor loans for this technique.

I wish more people would use their primary home as an investment property later - it's one of the best techniques out there.Now, to help with some things:1.

-Sauna-Hot Tub-Patio/courtyard (large cement tiles on crushed bluestone with lighting, natural gas line to bbq)-Secondary patio off primary suite-Losing sq feet in the primary bedroom to enlarge the bathroom-High grade cabinets-Appliances with cabinet fronts-High end appliances (Viking/Miele instead of GE Cafe)-Outdoor shower (teak box walls with a dry well beneath the footprint)-Wiring for Cat6 to every room-Wiring for surround speakers (or including the speakers that are built into the walls)-Sonos whole-home audio system-Hardwired cameras (with on-site storage) to the exterior of the house-Smart features: thermostats are a given, but how about light fixtures, switches, aromatherapy, fans ... anything else?

If you're going for a larger rehab, adding an ADU or doing an enlargement also provides a good return, although it is smaller than what we've seen before, around 50% ROI.We're a private lender in Kansas City. 

However, one of the golden rules of investing "don't fall in love with your properties" could be enlarged to "don't fall in love with a location/country". the fact that you love a country doesn't make it a great location to invest in real estate, especially if you're an investor.

However since you are having zero luck then I am going to recommend older centers that are typically run by mom and pop owners techniques.

How do you assess the risk when using creative financing techniques in PML?

Tax techniques include depreciation, mortgage interest, costs, cost segregation, and tax-deferred growth.