As your portfolio grows, an LLC can streamline management and enhance liability protection.This post does not create a CPA-Client relationship.

If you are willing to sacrifice part of your life style, you can always consider living one room/unit of the house and rent out the other vacant unit out to lower your monthly mortgage payments!

But I wouldn't do it to try to enhance your own investing - I don't think it would be much of a catalystHope this helps

I don't know what your lifestyle is like, but if you're able to save $200K-$300K or so per year, this is extremely achievable. 

You can invest in both CA and out of state and experience what works better for you and your lifestyle and goals. 

Thorough vetting is absolutely essential in private lending to mitigate risks and protect your investment.Here are a few additional tips to enhance your due diligence process-Assess Their Exit Strategy: Whether it’s a flip, rental refi, or sale, make sure their exit strategy is realistic and aligns with market conditions.

If you are looking at multi family investing check out lifestyles unlimited they have a great program

Additionally for hosts who opt for enhanced screening, the eviction rate is under 2%. 

Any more than this, and I feel that I am paying for their luxury lifestyle before getting returns delivered. 

A stress-free life is the best life.Why have 100 properties when you can live the lifestyle you want with less houses that are paid off.A paid-off house also is one less obligation that you have, no monthly mortgage payment that you have to worry about.