If the loan officer asks you about your debts, you can ask clarifying questions such as are you asking for personal debts or business debts?

You also have the option to close these DSCR loans in your LLC as opposed to your personal name.Our team finances just shy of 100 DSCR loans on a monthly basis.

I personally use Quickbooks online and have a virtual (remote/nonlocal) bookkeeper.

I doubt many tech workers are located in that neighborhood. 

I don't remember.I doubt anyone is selling due to this.

Remember there are income limits, contribution limits and other personal factors to consider.

Quote from @Melanie Baldridge: In 2025 the bonus depreciation rate is 40%.This means that if you bought a property for $1M in 2025, did a cost seg study and found $300K in eligible assets that you could depreciate, you could take 40% of that $300K as bonus depreciation to offset your income in the first year.40% of $300K = $120K.You then apply that $120K to the owner’s personal tax rate to find the final amount that they can defer in year 1.If your tax rate is 37%, you can defer $66.6K.This is a big deal even at the 40% bonus depreciation rate this year.It’s a massive benefit 

Just my personal experience.

Assuming I also use the Airstream for lodging while traveling for personal reasons, would I just take a pro-rated amount of depreciation for the amount of use that is business vs. personal?

I have a 2-person unit with a glass top dining table and it has worked well.