the good news is that you're in the middle of a "masters" level education at this point.

My first ad budget was $295.00 credit I got from my local news paper. 

https://nationalmortgageprofessional.com/news/study-reveals-....Not sure BP will allow that link to post, if not just google " 10000 saved using a broker vs direct lender" and you can find the article.On the flip side, there are some banks and credit unions that could offer products that they do not allow to be brokered.

I don't remember how much our taxes went up.The good news the PF area embraces STR properties. 

From all the news about Ontario it seems like rents are dropping.

Fifteen percent IRR is possible, and single digit cash on cash is achievable. 

Digitize physical receipts for easy storage and use a consistent naming convention for easy sorting - 2024.03.25 Home Depot.- Maintain proper records, such as contracts, settlement statements, and promissory notes.- Additionally, you can track income and expenses consistently using software or spreadsheets.If you track everything, you could show a loss and use that to offset other earned income (such as a W2) which will net you a bigger refund.

The good news is that there are plenty of great CPAs out there including on these forums.We did have a conversation with him, which is why we selected him in the first place.

If this is true, the good news is that the property is worth more than the loan balance. 

The good news is that this is the perfect hidden health and safety inspection item with which to negotiate a price reduction.