$2mm for concrete roads, $1mm for water sewer,  $1mm for underground electrical and fiber, landscaping $200,000, signage advertising $40,000, realtor 7%, now do 3 acre footprint of buildings $20,000,000, add on interest of $3mm over the life of the project,  engineering $500,000, surveyors $100,000, permits $200,000, dirtwork $200,000, etc etc  With the above cost and exposure unless you have a background in this no one will loan you the moneyLet’s say there are 150 units.  

The worst that could happen is the tenant refuses to pay, you end up in court, and the judge throws out your claim for some obscure reason or because he doesn't have enough fiber in his life. 

The stove was an older one with a fiber insulation.

I did research and found the steel is the budget friendly door, but comparing prices between steel and fiber glass on Home Depot, fiber glass doesn't seem that much more expensive. 

Corning is small with a few Business Jack-in-the-Box,McDonald’s Burger King, Taco Bell,Denny’s small business is Daisy’s ice cream and yes a donut shop that has its costumers,a few cloth stores that are barely getting by and My father owned a restaurant in Corning sadly lasted 10 years so he had to sell it but he still owns three other buildings a salon that my sister runs a real estate agency and now an empty building.

The closest neighbor is a quarter mile away, across corn fields.

For example, fiber board instead of sheetrock, nicer windows, better plumbing fixtures, solid vs hollow core doors. 

I know Phoenix took a big hit.Upstate New York wasn't effected as much price wise, the market price is as elastic as corn though.

Then I go to the CapEx budget to stay afloat, but that's eating your seed corn and now the overall turnaround has to get funded from cashflow when things do turn around, but the increased time crushes return and investors don't like that at all.  

You got fiber in the brown rice and black beans, the combo of rice/beans is a complete protein, you've got healthy unsaturated fats in the avocado, and it probably cost you $1 total.You're all welcome. ;)