And I was constantly more worried about my own project.

The average turnkey rental make about $300/month.From what you said, using real estate as a side vehicle with your good salary and earnings is a good start, as well as investing in core things like index funds.

We are lucky to earn a 9-10% cap on our outlay.The turnkey company then manages the property and gets paid the management fee and all the extra fees associated with the management, such as turnovers and lease-ups, repairs, and sometimes sales costs.

The LTR passive losses are reported on Schedule E and are not applicable to W2 income as I am not a real estate professional and earned above a certain threshold. 

But there's something else that many people don't realize: these loans  "constant recast" during the interest-only period.For example, if I make an extra $400 payment one month, my interest-only payment will decrease the following month.

That said, if you are working for a company that does not allow real estate in their 401(k) setup (most dont allow) then I can see where you might look at where is best to put my hard earned dollars. 

When investors invest their hard-earned money into a project, we expect the highest possible return.

I don’t have a loan on the property and hold it cash, but, if I sell it would lend the profits as hard money and earn 10%+. 

I just can't accept such a constant ever increasing loss, even if I can afford it. 

With rates in constant flux, you might have opportunities to lock in lower ones.