For those who have $0 - little funding, you have to do more of the work yourself, and even possibly work to earn some more to start funding more of your deals.

Quote from @Blake Winiecki: Figure out how much you want/need to earn, then reverse engineer it to see what options are available. 

So she would have earned say 5% on her $280k (from a traditional sale after commissions.)  

A little about myself, I started my career as a REALTOR about four years ago.

Most of my houses earn around 30-40% total return year after year.  

Hi Mario in Tempa, FL.Congratulations on having enough capital to begin your real estate investing career and you are considering one of two options-building your portfolio with single-family homes or starting with multifamily.Personally, I would consider buying duplexes as you hopefully will always have paying tenants inbetween vacancies.

In 2021, my company earned just under $1,000,000 in net revenue and I personally pocketed about $325,000.

They were “earning my business” by doing an hour or two of extra work.

Blanco,I have 30 plus years of experience in my previous career and would gladly answer any question you would ask me without the need for such condescending sarcasm.  

If it's worth $1.3 million today, it will be worth $3 million or more in 20 years, you'll have paid off the debt (or most of it), you'll earn at least $3 million in cash flow over those 20 years, and you'll have tax benefits.