You can shift your perspective to enjoy what you're doing, yet reap the long term rewards by planting the seeds today. 

It recently dawned on me the idea of a non military affiliated individual assuming a VA loan, would this individual be able to then also gain the benefit of using an IRRRL since they have now acquired a VA loan through assumption?

When the tide does shift, you'll be cruising on Easy Street while the others are still getting in the water, adjusting their goggles, and warming up their muscles.

I'm using my VA loan so I don't have to put any money down & can keep money in my account to fund rehab deals. 

As bank’s risk tolerance shifts to being more cautious, less non-recourse loans are available.

How do you handle challenges in a deal (unexpected costs, market shifts, etc.)?

I did hire a VA to cold call like 12,000 people and it was useless.

Areas that saw population bumps during the pandemic could see milder but significant demographic shifts, as will almost any area where effected residents have family, relatives or property available for immediate longterm occupancy.

Tax structures and mortgage regulations might also shift as canada mortgages are very different.What do you think would happen? 

Howdy Everyone, I just put a 4-bedroom, 3-full-bath new-build home under contract in Bryan, Texas, using a VA loan.