I figured why not just use a banks money instead of using a customers money and not have to deal with picky customers.

Bank recourse How did you add value to the deal?

Well, not so fast.For every successful flip, there is an account of some nightmare project that sucked the bank account of someone dry.

I would be happy to take 20 percent down, and owner finance each unit, if banks are that picky. 

We've worked with local banks and been able to finance the three we own without any issues.I don't necessarily know if it's "beginner" investor friendly but you'll learn everything you need in the bootcamp which is the gold standardWe get loans with 3-7 year balloons and 25 year amortization typically

They were taxing as a fourplex, but the CO said it was a triplex.I found out when I went to try to refi with the bank.

It’s just part of the game**They have multiple leads & opportunities in play- If you’re banking on one contract to make or break your business, you’re already losing.

All programs have LLPAs but that's more so any bank's individual guidelines and overlays to specific product pricing.

Quote from @Griffin Malcolm: Open an LLC and apply for a small business line of credit from Key Bank.

Yes, Spain is one of the countries in which banks will lend to non-residents (they generally don't) but Spanish banks are much more conservative than US banks so it's more difficult to qualify, especially if you don't earn W2 income.