The utility company missed an appointment and no communication from them or action to even reschedule.

It's a global leader in technology (Silicon Valley), agriculture (Central Valley), international trade (ports of Los Angeles and Long Beach), and tourism.

Quote from @Aaron Wolman: I would call the companies (gas/water/electric) to get estimates, or an estimator out there.

It’s worth considering the trade-offs between the stability of income and the increased oversight and hoops you'll have to jump through.

I would tend to agree with the other CPAs typically.The 500-hour test is one of seven material participation tests used by the IRS to determine if a taxpayer is actively involved in a trade, business, or rental activity. 

For example, the insurance company offers you $100k.

I'm an accountant by trade.

Always good to know of other companies who provide products and services!

Yet the payment processor is issuing the 1099-K to the property management company.

The company yes, the loan officer no.