Maybe they are offering financing because no traditional lender will lend on the building. 

My last offering was has been a real challenge and Matt has stuck with it for over a year.Never swaying from his commitment to me and my success.You need to be willing to take his advice and work hard but his stuff works.I would whole heartedly recommend him to anyone who is serious about raising private money.

Over the years, I’ve learned that offering tiered returns can be a win-win strategy—it rewards investors for their level of commitment while helping us maintain flexibility in our business.

If you're looking for a real estate market that offers high rental demand, strong appreciation, and year-round investment opportunities, Palm Springs and the greater Coachella Valley should be on your radar.

What are the pros and cons of each, and which offers the least restrictions, flexibility and cost savings for my intended purposes?

We tried to explain this to VRBO call center reps, but they can't offer anything other than telling us to lower prices to pre-Jan 6 rates. 

Now, moving forward he offered for us to take it over completely.

Quote from @Rick Im: Does anyone know of a lender that offers second mortgages on rental properties?

Both Conventional loans and DSCR loans can offer this flexibility, depending on the specific scenario and borrower qualifications.

For future readers, many banks will offer an unsecured line of credit up to $25k.