I have my 2023 taxes Non W2 and hope to have my 2024 Taxes Non W2 back end of this coming week. 

For example, Almost every day I perform a “risk adjusted return” analysis on potential debt and equity investments we’re contemplating.  

I also have no W2 and possibly one of the highest debt to income ratios in the country.

So if you buy a 5 bedroom house and rent the spare 4 bedrooms = you can still sell tax-free under the 121 (you just pay back depreciation) If you buy a duplex and rent 1/2 and live in 1/2.

And you now have to file three tax returns:- partnership tax return- your individual tax return reporting 1/2 of the partnership losses- your partner's individual tax return reporting their 1/2 of the partnership lossesAnd while partnership return can be DIY-ed, it probably should not be.

Add another $300 or so for taxes and insurance and you're at $2465 PITI. 

Seems rather suspect with a 36% cap rate, and it's imperative to factor in the debt especially in a indefinitely and new normal high debt world.

Hence the lot on which the house resided was taxed at a 45% discount based on actual value, while the tennis lot was taxed at about 4 times what it should have been by value. 

I used $80k to pay off personal debts and $50k to remodel it by myself with my two hands.

Raise phase 1 with a debt offering.