@Guillaume D. is one of them and he might be able to get you a good deal if you still want to invest in Montreal for the other reasons you mention.Alternatively, you might want to really diversify and do the same as I do, which is investing outside of North America in places like the Dominican Republic, Mexico, Costa Rica or Panama.

Go to First Republic Bank and talk to them about a 5, 7 and 10 Interest Only (IO).

I'm from Slovakia and live in Czech Republic (Prague is the Capital)I decided that I want to make real estate business big because it is a beautiful business that brings value to all parties.

. $800/yr state franchise tax here in the People's Republic of California, and it doesn't matter if the LLC or properties are out of state, CA still wants this fee if you live there. 

My husband and I recently bought a property in the Dominican Republic with the sole purpose of turning it into a rental investment.

Stewart, Old Republic, CW TitleAll ones that I have used.  

We currently have a home warranty (through Old Republic) in place that would cover the cost of replacing or repairing the water heater should it break.

These wood shake roofs are now unlawful in the Peoples Republic of Kalifornia to install, BUT, will a lender lend on a home with an existing wood shake roof that is in servicable condition in a lower risk area, to wit, a residential area in a city (Fresno)?

I have had good luck with Republic Title

Texas Republic Bank