@Maxwell Silva As an agent, you should focus on how you can add value to your clients (listen for their pain points and help resolve those.

But the draw request and fulfillment process really shouldn't be all that painful. 

Every small relief in rates triggers a rush of buyer traffic, I would take advantage of this fall and winter before the cyclical spring market rush.  

The only caution I give people is to make sure they have a solid income to where they won't feel the pain of the loan. 

If these servicing companies can’t get their act together and this pain in the neck activity continues, we may just pay these loans off entirely or refinance with our local credit union.  

It was a pain, but in the end, I came out ahead as there are rent caps in the area and got good tenants. 

I get the impression they were once a better company but are experiencing growing pains. 

This benefit allows the owner’s estate or heirs to receive the property at a new, higher basis—reducing capital gains taxes if they choose to sell the property after inheriting it.In short, partial disposition allows tax deductions for retired property components during ownership, while the death step-up basis resets the property’s depreciated value, providing tax relief for heirs.

It was extremely painful. 

But they are a pain in the butt to deal with.