Most of the time, the home warranty takes a long time to approve your repair, reach the property, and then they use low-quality materials.

I feel I'm on the low end, but my COC return a year later is roughly 14%.

Is it possible to keep my land loan out of it to keep the total cost low?

City-Data and Census.gov are solid resources, and sites like Rentometer can give you a good sense of rental prices.After that, I narrow it down to neighborhoods with strong fundamentals—good schools, low crime, and convenient amenities.

People like to use HELOCS especially now, if they have a very low interest rate first position mortgage, in order to tap into that equity without losing the low interest.

It’s on a quieter street, low income area.

Can you lease an apt under USDA low income and have someone else live there???

The program was created to give low-income tenants an alternative to living in federal project housing.S8 sets their rental rates to the LOW-END of market averages, if not slightly below.

It looks like you are right to be concerned about the low season as occupancy drops below 50% for most of the year  

note if we sell the primary residence, it is very likely we will not need mortgages to buy smaller rentals as we would use that mostly.Though I take your point on keeping it. our house was a new construction (3 years old) though so possibly low maintenance risk to keep for a rental.