I have seen Ashcroft and have not heard anything ill of them.  

I am a regional clinical director where I oversee multiple facilities serving individuals with severe and persistent mental illness.

- Copy of HOA handbook ill provide to renter.Am I missing anything?

I probably cant do the 15 year refi and i do see how that is super beneficial when you restart with the 1st property again, ill call that recycle.

Just what works for maximum pander-value today, find a "rich" to frame-work and hit-em, blame-em, put all the worries and ill's of the world on em, and nobody will pay a moments attention to the REAL facts and work of things. 

@James Wise ill email you tomorrow...It pertains to another business that he operates

Ill shoot you a PM, thanks Greg!

- Copy of HOA handbook ill provide to renter.Am I missing anything?

Ill shoot you a DM I know a great broker there that can help in home selection and contract negotiation, but cannot improve the ROI if it simply isn't there

Over time, Ill put $ down people would ask you directly if you're willing to take over their management of properties.