is it in the middle of nowhere? 

More likely that the document is correct, and the change to 12% was made recently. 12% seems to be middle of the road but still pretty decent, yet generally Baltimore city RE is a bit more risky than rest of MD .Lonnie Pickard

They came in the middle of the night and robbed the place.

As far as property type, for flips I like middle sized houses, 3/2 around 1500/3000 sq ft but not married to that.

Finding some middle ground that is beneficial for both sides is so important and can make or break a deal. 

Might help bring prices down for the middle class who never thought they could live there.. to me if I was insurance  now that all the fuel is burned seems to me the fire danger has passed at least for the next 5 too 10 years ( time frame for the brush to grow back.. news keep talking about forest management.. there are no forests in those areas is Brush and scraggly oaks..

Again, timing couldn't have been worse as i was in the middle of a move and the house went on the market at the end of October.

Supply won't abate until at least middle of 2025, but when it does, inflationary pressure on rents will be very high indeed, especially if I'm right and rates stay high.- The Yield Curve will begin to normalize (uninverting): Even as the Federal Funds Rate begins to drop, the yield curve will finally begin it's march towards normalization.

Aside from the standard BR/BA count and square footage, I always focus heavily on the listing pictures for any comps I pull in my area - finding a comp that's as close to your property's condition and finishes will give you the best apples-to-apples comparison possible.I also wanted to second @Tim Swierczek's input: nobody in Minnesota likes moving in the middle of winter.  

Additional info: We're also currently in a middle of a listing of our 2nd flip as well.