Quote from @Jamir McClinton: OFF-MARKET LAND FLIP View report*This link comes directly from our calculators, based on information input by the member who posted.I just want to know if my analysis is accurate or if I’m way off.

Only companies that have a written agreement with the three bureaus can report lates. 

An LLC is not free.

Had someone in mind who I thought would be great but he wants to add fees that I feel are unfair including $200 admin fee (on top of credit report fees) and mandatory 41.45 monthly for enrollment in their program which includes rental insurance and hvac filters, identity ins, and a few other little things.I've managed to keep costs pretty low for my tenants but realize I've been cheating myself. one is buying. 

Then track the date a maintenance issue was reported, description of the problem, who it was assigned to, when it's estimated to be completed, when it was completed, date/amount paid, etc.It doesn't have to be fancy.

My CPA says that I don't need to report the income any differently than I have been so this is a plus (less hassle). 

So, we obtain a full credit report and review collections, chargeoffs, age of credit accounts, active accounts, etc. to build an overall credit evaluation.FICO ScorePct of PopulationDefault Probability800 or more13.00%1.00%750-79927.00%1.00%700-74918.00%4.40%650-69915.00%8.90%600-64912.00%15.80%550-5998.00%22.50%500-5495.00%28.40%Less than 4992.00%41.00%Source: Fair Isaac CompanyWe also obtain data from national databases about evictions, convictions, and sex-offender histories.

I wonder if there is a licensing board I can report him to.

You probably also want to share with Owner your 780+ credit report to show you safe you are as a borrower.

Ensure they're providing you with daily or weekly EOD reports with the campaign stats.