@Jason Tucker - your concept is very similar to one we just completed the financing for. 

Second, there's a legal concept called "unjust enrichment."

If you meant the company specifically and not just the concept of pad splitting, be sure they are available in your area.

These course providers tend to sell their customer base on  unrealistic expectations or teach the most basic of concepts which are easily picked up through a book or merely browsing through these forums.  

Whether Teak or Southern Pine, the above items or concepts will need to be applied to determine the value of your property or purchase price.

Rehab costs and  are key parts of evaluating deals, so it's great that you're diving into these concepts early.For rehab costs, creating a rough estimate starts with understanding the scope of work and local pricing for materials and labor.

Yeah, I get the infinite banking principal and see many others leveraging the concept. 

Lots of people on here want to knock concepts like the one you are asking about, but in my experience most of those people haven't even worked through those kinds of companies or bought properties, so focus on the ones who actually have (if you can figure out who that is). 

I've been intrigued by the concept of buying small businesses a la Codie Sanchez, but it seemed so foreign to anything I'm familiar with I just focused on RE. 

One of my favorite authors, Nicholas Nassim Taleb, sold me on the concept of Skin in the Game and holding all pundits accountable for prior predictions, myself included.