Does that make any sense to put in a 30 year loan package, or standard by any means? 

What qualifies as a one time expense is generally the underwriter's discretion. 

Have a realtor take him thru a close document package.   3.  

The Aura frame package, for instance, came in at just $5,000.

Alternatively they can purchase a portfolio of occupied homes at a discounted price because the seller of the portfolio in most instances first tried their hand at selling the homes individually to the owner occupant and after experiencing 13-15% in disposition fees and expenses realized its not worth the effort and better to package the assets and sell discounted to another investor.Keep in mind, most of these SFH's are in stagnant markets meaning limited appreciation and if you ever took the time to look at an amortization schedule  there's no meaningful principal paydown for many years.

This happened because this part of the site let me login with my Google account, whereas the store made me set up a manual account.Now the store doesn't recognize that I'm a Pro member and won't let me download the lease agreement package that I need for California without paying another $99.

I have a 3 home package that I'm working in my market.

If you play your cards right, you can have the permit submission package ready for submission the week after Closing.

It is the lender’s discretion as to whether the credit report should be supplemented with this information.Hope this helps.

They walked me through the exact same package.