My actual room is littered with dead bugs, and instead of a carpet that shows in the pictures, there's veneer wood flooring, which no one notified me about, and there are no updated pictures for.

A lot of the US market - housing, stock, treasuries, etc - is basically a legal money-laundering location for honest or ill-gotten gains in the rest of the world, because the markets are open to foreigners and as close to a guaranteed safe haven as can be found.

Seems a bit high on the exp ratio near 43% but we do pay a premium for our solid cleaning lady, she also stocks supplies, runs errands and other duties for no "extra" charge.

While the 4% mortgage is great, your 1M in dead equity isn't giving you a great return.

The "stock broker sales guy" won't work. 

The fact that he’s walking away from this thinking it’s a dead end is more irresponsible and reckless than anything anyone else has said. 

I never heard anyone talking about stocks or investments.

The rate might be .5% higher for the 30 year, but looking at it financially what if you took that $187/mo and invested it into the stock market at 7-9% returns? 

I can tell you that being around new construction the past 12 years, I would say 1/4 of the projects we have been apart from residential to commercial will experience delays to MFGs out of stock, HOAs changing their specs, Cities changing their specs, Weather 2-3Xs budgeted rain delays, Subcontractor injuries and death.....Then Hurricane Harvey in Houston are.....WOAH  major delays...I have seen it.We are happy to be providing funding to DCGI's BTR community members, many have gotten their applications in already and look forward to helping the rest of yall accomplish your real estate goals. 

but some parts of the country there is lots of old stock that can be recycled.I mean you could go into Gary indiana right now and buy 100 homes straight away..