Truth be told, most will refinance their 5/7/10 year IO loan before it ever reaches the adjustable rate period.

You can provide your email by using this format:example: [yourname]at[domain----------------].Or provide a screenshot of your email address; it's more convenient.We are looking forward to working with you and having you as one of our hosts in [state].Best regards,Apple

Make sure you are trying to compare apples to apples.

The question was - which should someone put money into - this is an unanswerable question because each person's situation is so different and these two products are, as others have said, comparing apples and oranges.  

We include free high-speed Wi-Fi and all other utilities, giving a huge savings for tenants, apples-to-apples compared to alternatives.

I don’t  know you but in my experience those people have a fear or doubt in their own abilities and want to know if this will get them over that hump to reap benefits they’re looking for. example: I know plenty of people who swear by drinking apple cider vinegar every morning and the benefits - but that isn’t for me and that’s fine.

Or something could come along and take over Amazon, Google, Apple.

I built half a dozen new builds around Orlando suburbs I know its apples to oranges with apartments but my brand new 3 and 2s rent for 1700 to 1800. 

Community banks got hammered last year after the rate hikes and credit union terms blew them away.We got 25 yr am, 2 yr I/O 6.75% 80% LTCIt's always the right time to buy real estate, although some times may be more challenging, it isn't always the right time to sell.It's only the right time if you are committed!

I like to have lines of credit for optionality and many of these are IO