I also verify employment so I do have a app other than the credit check service.

As far as I’m aware, there are no permits for the initial construction of this structure, where can I look to verify this and if there are indeed none, how much of an impact would this have on converting the property into an ADU?

Do you verify their income?

If they haven't, verify that a signed lease agreement will be counted towards your income.

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

., it is perfectly fine for two LLCs to own differing or identical tenant in common interests in one piece of real estate.  

The moral of that story is stay persistent, don’t quit, and trust but verify. 

You need to fully understand all the numbers on the property and verify they all make sense and that the numbers meet your criteria for a good investment.

How do I go about verifying her income from the VA?

@Summer Dechanukul If your agent really represented that the home was in good working condition and actually told you that you didn’t need an inspection to verify, you should report him to his broker and file a complaint with the state real estate board, maybe talk to an attorney about a civil suit for damages against the agent and broker if they misled you.