I mean, the conceptual shift he offers up is what really matters.If one changes their perception of how money is created (by having it work for you instead of you working to make it), then the book has done a great service to the reader.If one changes their perception of security (instead of putting your money into other's hands you now take control of your life), then it's done it's job.But you are so right.

This perception in the investment community is often with the presumption that cities like Charlotte, Jacksonville, Orlando, Tampa, Atlanta, etc, are all cities similar in population to other cities across the US.. but if the populations are comparable, what is the catch?

But now I am curious, what is your perception of Milwaukee? 

My perception is that it’s after those items are subtracted.

Sure, a small portion of the population has embraced it, but the general public is much too cautious to use it as a currency for common payments and banking.Remember, perception is reality.

While the banking industry is being pressured by the Fed's attempts to curtail inflation, more of the issue is perception than reality.  

Does anyone have any experience with Cape and can tell me their perception of the market?

There's less shame because of the perception that people are working for it.

Not all items I can prove (many I can with before and after pictures), some I know were undamaged, and some he threw out due to his "perception" of them being "worthless".If he challenge those deductions, what would be the process forward?

They assume that their experiences and perceptions are somehow in-tune with what's actually going on, and they assume that their instincts are likely better than just throwing darts at a board.Those who have a better understanding of things like macroeconomics realize how little they know, and also realize that -- while they might have gut feelings, instincts and perceptions -- those things actually hold little validity in the face of something so complex.I certainly have a gut feeling for where things are going.