There is no merit to the defamation Jay’s haters and competitors have launched against him.

@Manju Nat The area you mentioned is historically a higher crime area, though as Spokane evolves nice pockets are emerging all over the place so consider each place on it's merits.

Some of your points have merit, but are delivered in a style that is offensive to most folks. 

@Cooper Marcus yes lots of capital looking for deals to invest in Ozones.Ozone funds do not buy the assets they invest equity.you have to meet the substantial improvement test for real estate assets to qualify in Ozone.You are better off sponsoring deals vs trying to start a fund unless you already have a fund or raise capital regularly.If you find a good deal in an Ozone there are lots of operators you can partner with but the deals have to make sense on their own merit. 

However, I am an expert in financial analysis and can say without hesitation your loan acceleration plan does not have merit.

I don’t know if my fear has any merit but I always go electric and I have a couple houses where I have an option including my first personal home.  

Not that it's totally without merit, but I think your being one is raising your opinion of the situation.

Both your strategies have their merits and which way to go largely depends on your goals and risk tolerance.

I like your either/or approach, but I think Karens has merit as well.

Given the lack of time is there any merit in posting the 3 day notice to pay or quit, knowing it cannot be enforced?