Hi @Will Sifert,If I remember correctly, about a year ago, you went crazy in some Colorado county and bought about 200 tax lien certificates.How long ago was that?

How long does that take?

would get estimates and see how long to recover the money and your long term plan for the property

Our goal is to find out who owns the property, for how long, how much is left on the mortgage and see if we can call or mail them to see if we can buy the property.

I've been doing this for a long time and have never seen such a huge change of market so it has me wondering what is going on dynamically.

The rate and terms on the 2nd lien position if you can find one may also not make it worth the cash out.

Some update about the lending requirement of my Chase loan program:Product:        DSCR > 1.2Borrower:     Net Worth > Loan Amount     FICO     Liquid Proof > 10% loan amount     DTI: They told me it is not important and don't mention about itIt looks like as long as DSCR of the product is used, it will likely borrower's DTI will not be used.

That said, you can still use the existing app as long as you don’t need to update it. 

So how long have you been in N.

Additionally, I have a great relationship with my lender and secured favorable terms on my current loan.