A lender credit was disclosed on the Lock LE instead of being shown as the Seller credit.

well you have your own answer there are no lenders for entitlements  there are JV partners like me for entitlements but its not at traditional lending rates of course as its all risk capital.WI funded 3 entitlement deals in 2024 in Loudan  county VA to the tune of 7 figures in cash. since my client does not own it its unsecured ..

if you don't mind me asking, who was your lender.

No offense, but absolutely, positively in no way shape or form would I, as a lender of over 30 years, provide a loan to someone with no out of pocket capital.

Since you plan to travel often, focusing on systems and building a reliable team: agent, lender, property manager, and contractor. 

Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

If you are set on your strategy of just adding 3 more rentals then you should probably leverage your network of lenders and discuss best options with them to free up some cash for more investments.

If you have a mortgage the lender will require you to have insurance that protects the asset that secures the loan3.

I have a potential private lender, but I need to determine if this is a viable investment opportunity and explore the best financing optionsYou’re a first time investor going for 36 units… alone?

Oh bud, I think it would do that we’re gonna need lender’s consent as well and that’s what I’m trying to prevent, but maybe they do it under them handle that part and then after the fact transfer it.