I had a better job offer upon moving here but failed their physical test due to injuries.

Most likely the state where the property is located is where lawsuits would be brought if they are something for personal injury like a trip and fall or something of that nature because the “cause of action” arose in that state.

Note that liability coverage protects you against personal injury or wrongful death occurring at one of your properties, and these types of claims (though somewhat rare) often exceed $500k if/when they happen. 

Most likely the state where the property is located is where lawsuits would be brought if they are something for personal injury like a trip and fall or something of that nature because the “cause of action” arose in that state.

All of this will help to prevent a myriad of problems that generally cost you...service calls and multiple trips to fix sticking doors or windows; electrical mystery problems; rehanging/adjusting sliding doors; liability from falls or injuries that could easily be prevented, and much more.

ESURANCE RENTERS INSURANCERenters insurance also provides coverage for personal liability relating to injury sustained by any non-resident at your address, including payments for medical expenses – as well as litigation which may be brought against you.

When you say close in an LLC is that because your worried about injuries and liability? 

Sometimes my  BP scroll/post time overlaps with kids running through the house so I tend to get in the 'zone', type my thoughts out as clearly as possible, proofread quickly, post, and then run off to do something or save some bodily injury or property damage...haha. 

YOUR in MICHIGAN,,, not Florida, or CaliforniaRenters can't and don't like to pay to heat them put chemicals in or clean them.Insurance isn't that expensive but the headache and potential for injury or loss of life would make me FILL IT IN.I've managed complexes with pools,, and our company had one death at another complex,, All I can say is fill it in

Most likely the state where the property is located is where lawsuits would be brought if they are something for personal injury like a trip and fall or something of that nature because the “cause of action” arose in that state.