So John and numerous others were found jointly and individually liable for a $400 Million + judgement.  

OR see who in your network has the capital, wants to invest, but doesn't have the time to do so.I have seen individuals looking for $10k - $1mm at these types of meetings and there is more money out there looking for deals than there is actual investment opportunities at this point in time.Please reach out if you have any questions!

If a cash out refinance, many lenders will allow the cash out to satisfy the reserves requirement.As mentioned earlier in the post, DSCR lenders generally let you vest either individually or as an LLC.

Whether utilities are individually metered or master-metered makes a big difference.

When you sell a property "subject to" the existing mortgage, technically, this clause could be triggered because ownership is transferring to a new entity or individual.

BUT, borrowers need to know that borrowing from individual investors is WAY different that borrowing from a lending institution or business set up to lend money.  

If they were separately metered, each tenant would pay the $116.50 base fees and their individual use, which would be 3x higher than what they pay when sharing a meter.There are many options, but don't make it more complicated than it needs to be.

If the lender defaults, will the fact that I purchased the loan as an individual with no licenses compromise my capability to collect/foreclose? 

I'm sure that this is one of those "I can't speak to this, all individual investors are in different financial situations, yadda yadda yadda" which I get, sure. 

It is easier to approach a personal party with individual needs than a stringent lender with guidelines.Seller carried transactions are not always the most favorable option.