I use REI Hub where all my accounts are connected and I categorize income, expenses etc.

With a pre-payment it can make it very expensive to take advantage.

@Ryan BrayHUD will not turn on the utilities and my guess is you are outside your 15 day window where you could at your own expense provided that the PCR report did not find anything that would prevent it.Your option is to ask your lender if there is any work around such as an escrow for repairs or an as-is appraisal. 

The other catch is the high interest rates today and doing a refi will be expensive.

(Be sure to factor in vacancy, PM fees, maintenance, etc in addition to PITI)•Do you have additional reserves to cover unexpected expenses like long than expected vacancies, high turnover costs, or major repairs (e.g., HVAC or roof replacements)?

HELOCS are expensive so pay it back as soon as possible. 

Have you lost money due to purchasing an asset and have expenses run off?

They would have to foot the bill and also pay for the removal (up front) - because maybe they will work the disposal correctly, but there will be a next tenant - so that decision could have expensive consequences for them.When you present them with the true cost of install and removal, it may not be that important anymore..

Electric heating compared to gas heating is much more expensive, so if the tenant is going to use it, definitely have them pay for it.

The only reason to do a cashout refi is to replace expensive debt with cheaper debt or use the money to purchase more investments that make more money than the cashout refis debt service payments.