I've crafted terms that are a win for me and for my buyer, but my intention is to hold the deed of the property until the buyers's note to me is paid in full, exactly as the banks do.   

Additionally, having your interior design business involved in a multi-use property could be a win-win, allowing you to both house your office and generate rental income from other units.The Indianapolis market is thriving for real estate investors, particularly in new build multifamily and duplex developments.

If your rent is always paid before the 10th over a sustained period of time you are winning. 

I have also tried bringing deals to other experienced investors, but getting brokers on board with this has been a hard sell as they could just as easily send those same deals directly to the more experienced operators. 

What It Tells You DSCR: Measures how easily the property can service its debt.

Either way, the accountant can pull this easily from the closing statement or 1098 from your lender.It's really not as complicated as you think. 

If they are professional, they can explain this quickly and easily.

Bonus: Find homes that can be easily divided into 2 units (e.g. main house upstairs with separate downstairs area including bedroom, bathoom, wet bar and separate entrance).

I like to have at least 30-40% equity meaning my LTV is 60-70% across my portfolio, this means I can easily sell without being underwater in just about any market.

Second, list price is not a benchmark for a good deal, you are hung up on beating up the seller and if you are not achieving a win-lose scenario, you walk away.