Are you primarily B2B (contracting directly with companies/agencies) or B2C (leasing to individuals/or Airbnb)?

You can also go straight to the source - Direct DSCR Lenders - don't necessarily need a mortgage broker to shop for you (especially if you are here and asking the right questions and clearly are sophisticated - unless you are SUper-strapped for time, you don't seem like an investor that needs to pay a broker for help - go straight to the lender)3) Last question- i'm seeing rates on DSCR loans in the 7.2% to 7.5% range, in addition to 1 to 2 points and they likely track 10 yr treasuries (4.26% as of today).

Are you comfortable reaching out directly to banks/credit unions?

I have seen it happen maybe 5 times over the years and directly involved in 2  .. the one I mentioned that I bought the first after the second was bought and another were I was bidding but got out bid B/C other bidder did not know about the first.In the its a Small World category..

There are a lot of Denver investors who should be able to weigh in directly here.

This amount will be a direct cost of refinancing that you'll need to factor into your overall analysis.3.

The federal and New York tax credits reduce tax liability but don’t provide direct cash, so the effective monthly payment may rise if credits aren’t reinvested.

These typically cost money.Direct contact: In some cases, you may be able to contact the owner directly by knocking on the door and speaking with them.

Another option is to do the BRRRR method, buying a distressed property from a wholesaler, direct to owner or even MLS sometimes, fix it up and force appreciation and then refinance all your money out. 

The thing is he wants to sell it directly to me (FSBO) without the use of an agent to save on commissions.