Be careful on the lender side, insurance should be a smooth transition though.

Covid taught us to be careful but it also said live a little.

Maybe agents don't care about these issues, but it can be painful when it impacts ROI as a buyer. 

I'm very careful to avoid publishing the addresses and the addresses don't appear in the videos or the photos. 

Plus while she may have taken good care of the place, you have no idea if the son will. 

I believe it tends to give me a slightly lower return, because the sponsor is going to be more careful, and if there is a severe downturn will prevent me from taking catastrophic losses.

The inspection will also vary depending on whether there are kids in the house or not - they don't care about a couple small flaking paint spots if there are not children. 

If you can find smaller local banks in the market you pick they may have more unique products that they keep on their balance sheet or try and do the 5% down conventional on a 4-unit  FHA's self-sufficiency test applies to both 3 and 4-unit properties.

Think of you as just a bank for people who don't want or can't secure a conventional loans (ie.

So far there is some indication of a little uptick for 2025 booking - I've already booked out a few weeks beyond the winter, which is when I go down and take care of maintenance and repairs - and in the summer, but traffic and inquiries are way, way down.If you feel like seeing a blood bath, just pull up the MLS and look at the Margaritaville development.