If I can determine precisely how much energy each living unit consumes, then I could pay the power bill and bill each tenant accordingly. 

Refer them to your mortgage person, make sure they pay the $40 to $50 cost for the report in advance and ask the lender to create the "Consumer Copy" report and sent to the applicants.   

Consume as many books, blogs, forums, podcasts as you can. 

Than there is the intellectual laziness factor, some quotes require special time consuming underwriting vs standand key strokes.

My duplexes are the least profitable and most time consuming.

Many consumers also have alerts set up to show these same three terms. 

It will consume 100% of your time.Getting into real estate investing at this point will be worse than having twins.

So I decided to leave my career and pursue real estate so I could have the flexibility to care for my boy.I consumed everything about real estate. 

Jack just have them deposit it into escrow like any other deal.. and a notarized document does not mean squat it only means it was notarized how on earth do you think that would help you if they did not pay you LOL.. you would have to sue them and that's expensive and time consuming just like you found out when you got in the squabble over the 10k EM.I have had a few of my notes I carried on bare land that turned out the buyers were growing weed and they wanted to pay me off in cash..

Getting lists from the counties, but this will be time consuming and usually they don't break it down much.